Zip code 34473 is mostly Marion Oaks, a large planned community about 14 miles south of downtown Ocala, on the west side of I-75 with access at Exit 341 (CR 484). It also includes SummerGlen, a gated 55+ community. Expect mostly newer single-family homes, steady new construction from national builders, and some of the most affordable prices in the Ocala area.
What 34473 covers
Marion Oaks covers roughly 29.5 square miles of south Marion County and runs south to the Sumter County line, with I-75 along its east side. It had about 19,000 residents at the 2020 census. Portions of Liberty Triangle also fall in 34473. Zip code lines do not follow subdivision lines exactly, so confirm the zip code and utilities for any specific address.
Communities in 34473
- Marion Oaks: platted decades ago with thousands of lots, it now has a mix of resale homes and new construction. Most sections have no mandatory HOA. See the Marion Oaks new construction guide.
- SummerGlen: a gated 55+ active adult community off SW 154th Street Road, with its own owners association and amenities.
Home styles and what to check
- New construction: builders active in Marion Oaks have included D.R. Horton, LGI Homes, Adams Homes, Century Complete, Maronda Homes, and K. Hovnanian. Inventory and incentives change often. The builder's sales rep works for the builder, so have your own agent and your own inspections.
- Resale homes: check roof age, A/C age, and electrical. Older homes may need a 4-point inspection for insurance.
- Septic and water: many Marion Oaks homes are on septic. Confirm the water source and sewer type for each property, and budget for a septic inspection on resales.
- MSTU assessments: instead of an HOA, Marion Oaks property owners pay per-lot assessments to the county's Marion Oaks MSTU, which funds services like mowing, street lighting, and community recreation facilities. Check the property tax bill for the parcel.
- Vacant lots: many lots are still unbuilt. Assume the lot next door could get a new home.
Financing notes
FHA, VA, and conventional loans are all common here. Some areas may qualify for USDA loans, but eligibility depends on the USDA map for the exact address, so check before you count on it. Your lender confirms what applies.
For sellers in 34473
You are competing with builder inventory and builder incentives. Price against recent resales and current new-construction pricing, highlight roof, A/C, and water heater ages, and have septic records ready.
For investors in 34473
Rentals are common in Marion Oaks. Check Marion County rules for the parcel, budget for septic and lawn care, and talk with a CPA about how depreciation applies to you.
Getting around
Depending on where you start inside Marion Oaks, typical off-peak drive times are about 20 to 30 minutes to downtown Ocala and its hospitals, about 30 minutes to The Villages, and about 50 to 60 minutes to Gainesville via I-75. Times vary by address; check a mapping app.
Schools
Schools inside Marion Oaks include Sunrise Elementary and Marion Oaks Elementary. Public school zoning is assigned by address, so confirm zoned schools with the Marion County Public Schools zoned school locator.
Search and plan
Frequently asked questions about 34473
What areas are in zip code 34473?
34473 is mostly Marion Oaks, a large planned community south of Ocala on the west side of I-75 at Exit 341 (CR 484). It also includes SummerGlen, a gated 55+ community, and portions of Liberty Triangle.
Does Marion Oaks have an HOA?
Most sections of Marion Oaks have no mandatory HOA. Property owners pay per-lot assessments to the county's Marion Oaks MSTU, which funds services like mowing, street lighting, and recreation facilities. Check the tax bill for the specific parcel.
Which builders build new homes in Marion Oaks?
Builders active in Marion Oaks have included D.R. Horton, LGI Homes, Adams Homes, Century Complete, Maronda Homes, and K. Hovnanian. Inventory changes often, so check current availability.
Are Marion Oaks homes on septic?
Many are. Confirm the water source and sewer type for each property, and budget for a septic inspection when buying a resale home.
Is Marion Oaks eligible for USDA loans?
Some areas may be. USDA eligibility depends on the USDA map for the exact address, so check the specific property with your lender.
How far is Marion Oaks from Ocala and Gainesville?
In typical off-peak traffic, Marion Oaks is about 20 to 30 minutes from downtown Ocala and about 50 to 60 minutes from Gainesville via I-75, depending on where you start.
Your local guide
Cristian Gonzalez, REALTOR®, eXp Realty · FL License #3633800
Born and raised in Marion County and a U.S. Navy Veteran, Cristian works with buyers and sellers across Ocala with a strategy-first approach: what a home costs to own, what it will take to maintain, and how it fits your long-term plan. Call or text 352-303-9050, email cristian@homesinocalaflorida.com, or book a 30-minute call.
I don't just find homes, I engineer your wealth.
Related Ocala resources
General information only, not legal, tax, insurance, or lending advice. Zip code areas, zoning, fees, and school assignments change; confirm for any specific address. Drive times are estimates. Equal Housing Opportunity.