Zip code 34480 covers about 35 square miles of southeast Ocala, centered on SE Maricamp Road, SE 36th Avenue, Baseline Road, and S Pine Avenue south of the city core. Housing runs from 1970s and 1980s concrete block homes and newer infill in the southern units of Silver Springs Shores to new Lennar townhomes on Maricamp Road and guard-gated golf and estate communities such as the Country Club of Ocala and Bellechase. Most addresses are 10 to 20 minutes from downtown Ocala, and the Baseline Road Trailhead puts paved trail and Marshall Swamp access inside the zip code.
Where 34480 is
34480 is a standard Ocala zip code in Marion County. It borders the other Ocala zips 34470, 34471, 34472, 34473, 34475, and 34476, plus Belleview (34420) and Summerfield (34491). In practical terms, it is the southeast side of Ocala along Maricamp Road, Baseline Road, and S Pine Avenue.
Part of 34480 sits inside Ocala city limits and much of it is unincorporated Marion County. That difference affects which government handles zoning, permits, and some utilities, so confirm it for any specific parcel on the Marion County Property Appraiser record. Zip code lines do not follow subdivision lines exactly, and several communities below straddle 34480 and a neighboring zip.
Neighborhoods and communities in 34480
These communities have verified 34480 addresses, and each is a different type of property.
Country Club of Ocala
A gated, guard-staffed golf community off SE 12th Circle and SE 73rd Place, built around a private 18-hole course designed by Steve Nugent. Homes are custom single-family residences, many on lots of an acre or more, some on the course and some backing to farmland. Club membership and the HOA are separate questions; ask for both fee schedules and what each one covers before you write an offer.
Bellechase
A guard-gated community of single-family homes built mainly from 2000 onward, with sections such as Oak Hammock at Bellechase where homes were built as recently as 2023. It straddles 34480 and 34471, so check the zip on each listing. HOA dues and deed restrictions apply, including fence rules, so read the restrictions before you plan a pool, fence, or outbuilding.
Silver Springs Shores (southern units)
Silver Springs Shores is a large, older platted subdivision. Much of it carries 34472 addresses, while some southern units, such as Unit 25 around Juniper Trail, carry 34480. Expect a mix of older concrete block homes and newer infill construction on previously vacant lots. Many lots have no HOA, which means fewer rules and also no association maintaining common areas. Verify any deed restrictions on the specific unit.
Oak Hammock Preserve Townhomes
A Lennar townhome community off SE Maricamp Road around SE 37th Avenue Road, with two-story plans such as a 3-bedroom, 2.5-bath layout around 1,783 square feet with a one-car garage. Across Maricamp Road is Oak Park Village, an established subdivision. New townhomes usually come with an HOA and a builder warranty, so review both documents.
Established subdivisions along Maricamp Road and S Pine Avenue
Between those anchors are dozens of smaller subdivisions, mostly ranch homes on standard lots. According to Census American Community Survey data, the largest share of housing in 34480 was built in the 1970s, followed by the 1980s, so roof age, electrical panels, and plumbing material matter on many listings.
For other parts of Ocala, compare areas on the Ocala neighborhoods page or browse gated communities with pools.
Home types and what to check
| Property type | Where in 34480 | What to check |
|---|---|---|
| 1970s and 1980s concrete block ranch | Maricamp Road and S Pine Avenue subdivisions | Roof age, electrical panel, plumbing, 4-point inspection |
| Newer infill single-family | Silver Springs Shores southern units | Builder warranty, deed restrictions, septic and well vs. utilities |
| New townhomes | Oak Hammock Preserve on Maricamp Road | HOA budget and coverage, builder warranty, closing costs |
| Gated estate and golf homes | Country Club of Ocala, Bellechase | HOA and club fees, deed restrictions, insurance on larger homes |
Florida insurers often ask for a 4-point inspection and wind mitigation report. Get insurance quotes during your inspection period.
What the market looks like in 34480
Because 34480 combines entry-level ranch homes, new townhomes, and seven-figure golf estates, a single zip-wide median price hides more than it shows. Older homes in the Maricamp and S Pine subdivisions and in Silver Springs Shores generally sit at the lower end of Ocala pricing, new townhomes in the middle, and the gated communities well above the county median. Compare a home against sales of the same type and age in the same community, and see the Ocala market report for countywide numbers.
New construction in 34480
New homes here come in two forms: community builds like the Lennar townhomes on Maricamp Road and newer sections of Bellechase, and scattered-lot infill in Silver Springs Shores. On infill lots, confirm whether the home is on central water and sewer or well and septic, and whether the builder's price includes impact fees, driveway, and landscaping. The Ocala new construction guide covers builder contracts and warranties.
Property taxes and cost of ownership
Your tax bill depends on the assessed value, any exemptions, and whether the parcel is inside Ocala city limits, since city parcels carry city millage on top of county and school millage. Look up any parcel's assessed value, exemptions, and prior taxes on the Marion County Property Appraiser site and current bills with the Marion County Tax Collector. The seller's bill is not a reliable guide, since assessments can reset after a sale. Primary-residence buyers should read the Florida homestead exemption guide and the post on Amendment 3 and Marion County property taxes. Add HOA dues, club dues where they apply, and insurance to get the true monthly cost.
VA and first-time buyers
34480 has a wide price spread, which gives first-time and VA buyers real options, from older ranch homes to new townhomes. VA, FHA, and conventional loans can all work on older homes as long as the property meets the program's condition standards at appraisal. Start with the VA buyer guide or the first-time buyer guide, and run numbers in the mortgage calculator.
For sellers in 34480
Price against the right comparables. A 1980s ranch home on Maricamp Road and a home in a gated community a mile away are different markets. Gather roof and system ages, permits, and any 4-point or wind mitigation reports before you list, since the buyer's insurer will ask. In HOA communities, have the association documents and fee details ready. More on the seller page.
For investors in 34480
Older ranch homes and newer infill homes draw long-term rental interest. Before you buy, confirm zoning with the City of Ocala or Marion County depending on the parcel, read deed restrictions and HOA rules on rentals and minimum lease terms, and budget for older systems on 1970s and 1980s homes. Talk with a CPA about depreciation and how improvements apply to your situation.
Getting around and things to do
The Baseline Road Trailhead (4255 SE 58th Street, Ocala 34480) on the Cross Florida Greenway has a 5-mile paved multi-use trail and the nearly 3-mile Marshall Swamp Trail, which connects to the Florida National Scenic Trail. The Santos Trailhead, with more than 80 miles of mountain bike trails, is a short drive west. The Ocala Drive-In at 4850 S Pine Avenue, open since 1948, is also in 34480.
Off-peak estimates from around SE Maricamp Road and SE 36th Avenue:
| Destination | Approx. time |
|---|---|
| Downtown Ocala square | 10 to 15 min |
| AdventHealth Ocala and HCA Florida Ocala Hospital | 10 to 15 min |
| Baseline Road Trailhead | 10 to 12 min |
| Paddock Mall area (SR 200) | 15 to 20 min |
| I-75 | 15 to 25 min |
| Silver Springs State Park | 15 to 20 min |
| World Equestrian Center | 30 to 40 min |
Schools
Public school zoning in Marion County is assigned by address, and communities in the same zip code can be zoned to different schools. Confirm the zoned schools for any property with the Marion County Public Schools zoned school locator. The Ocala schools page explains school choice options.
Frequently asked questions about 34480
What areas are in zip code 34480 in Ocala?
34480 covers about 35 square miles of southeast Ocala, including the SE Maricamp Road corridor, the Baseline Road area, and the S Pine Avenue corridor south of the city core. Confirm the zip code and city limits for any specific address.
What kinds of homes are in 34480?
The largest share of homes were built in the 1970s and 1980s, mostly concrete block ranch homes. There is also newer infill construction in Silver Springs Shores, new Lennar townhomes off Maricamp Road, and custom homes in gated communities such as the Country Club of Ocala and Bellechase.
Do homes in 34480 have HOA fees?
It depends on the community. Many older subdivisions and many Silver Springs Shores lots have no HOA, while gated communities such as Bellechase and the Country Club of Ocala, and new townhome communities, have HOA dues. Check each listing.
Is there new construction in 34480?
Yes. Lennar has built Oak Hammock Preserve Townhomes off SE Maricamp Road, Bellechase has homes built as recently as 2023, and builders add new homes on infill lots in Silver Springs Shores.
How far is 34480 from downtown Ocala and I-75?
From around SE Maricamp Road and SE 36th Avenue, downtown Ocala is roughly 10 to 15 minutes away and I-75 about 15 to 25 minutes in typical off-peak traffic, depending on the address.
What outdoor recreation is in or near 34480?
The Baseline Road Trailhead at 4255 SE 58th Street has a 5-mile paved trail and the Marshall Swamp Trail, which connects to the Florida National Scenic Trail. The Santos Trailhead mountain bike trails are a short drive west.
How are property taxes figured for a home in 34480?
Taxes are based on the assessed value, exemptions, and the millage for the parcel's location, including city millage for parcels inside Ocala city limits. Look up any parcel on the Marion County Property Appraiser site and current bills with the Marion County Tax Collector.
Can I use a VA or FHA loan in 34480?
Generally yes, if the home meets the loan program's property condition standards at appraisal. Older homes can trigger repair requirements, and condo or townhome projects may need program approval, so talk with your lender early.
Which public schools serve 34480?
Public school zoning in Marion County is assigned by address, and communities in the same zip code can be zoned to different schools. Use the Marion County Public Schools zoned school locator to confirm the zoned schools for a specific property.
Your local guide
Cristian Gonzalez, REALTOR®, eXp Realty · FL License #3633800
Born and raised in Marion County and a military Veteran, Cristian works with buyers and sellers across Ocala with a strategy-first approach: what a home costs to own, what it will take to maintain, and how it fits your long-term plan.
I don't just find homes, I engineer your wealth.
Related Ocala resources
Sources
- ZIP 34480 profile (Census ACS 2023 data), accessed October 2026
- Golf Digest: Country Club of Ocala
- Bellechase community overview, accessed October 2026
- NewHomeSource: Oak Hammock Preserve Townhomes
- Florida State Parks: Baseline Road Trailhead
- Florida State Parks: Santos Trailhead and Campground
- Cinema Treasures: Ocala Drive-In
- Marion County Property Appraiser and Marion County Tax Collector
- Marion County Public Schools: Find your zoned school
General information only, not legal, tax, insurance, or lending advice. Zip code areas, zoning, HOA rules, and school assignments change; confirm for any specific address with the City of Ocala, Marion County, the Marion County Property Appraiser, Marion County Public Schools, a CPA, an attorney, or a licensed lender. Community details come from public listing and builder sources. Drive times are estimates. Equal Housing Opportunity.